Legal advice

PRIOR RECOMMENDATION:

Please read all sections of this legal notice and our privacy policy before using this website. The following conditions are binding for any user. Document reviewed on 16/07/2020.
In compliance with the duty of information established by Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE) of July 11, the following general information about this website is provided.

INTRODUCTION; IDENTIFICATION DETAILS AND USERS:

This legal notice and our privacy policy regulate the use of the Internet PORTAL service, informing you in compliance with Law 34/2002 of July 11 as follows:

Company Name: MORALES & ARNAL CORREDURIA DE SEGUROS S.L. – MORALES & ARNAL INVERSIONES S.L. – MORALES & ARNAL RENTA21 S.L.
Email: grupo@grupomoralesyarnal.com
Phone: 952 190 402
Registered Address: Calle Carrera Espinel, 53-1º 29400-Ronda (Málaga)
Activity: Insurance Brokerage – Real Estate Purchase and Rental – Investment
Purpose of the website: To contact, inquire, request a quote, and publicize our activity.

This document aims to establish the general terms and conditions of use of the PORTAL, which must be accepted and complied with by all individuals, professionals, and companies (hereinafter the USER) who wish to use these services (current or future services provided by MORALES & ARNAL through the PORTAL).

USER OBLIGATIONS, USE OF THE WEBSITE, ITS SERVICES AND CONTENT:

The user agrees to use the portal, its content, and services without contravening current legislation, generally accepted practices, and public order. The use of the website for unlawful or harmful purposes against MORALES & ARNAL or third parties, or in any way that may cause damage or impede the normal use of the PORTAL, is prohibited.

MORALES & ARNAL ensures that the content and services offered on the portal respect the principles of human dignity, youth and child protection, and non-discrimination based on race, sex, religion, opinion, nationality, disability, or any other personal or social aspect. MORALES & ARNAL reserves the right to remove any comments or contributions that violate the law or do not respect the aforementioned principles.

These General Terms of Use of the PORTAL do not grant the USER any other rights of use, alteration, exploitation, reproduction, distribution, or public communication of the Portal and/or its Contents beyond those expressly provided herein. The contents (information, sound and/or image files, photographs, designs, etc.) contained in the portal are the property of MORALES & ARNAL or are properly authorized for their dissemination by their legitimate owners.

MORALES & ARNAL commits to not engaging in misleading advertising, and therefore, the following is prohibited:

Use for any commercial or advertising purposes other than those strictly permitted.
Total or partial reproduction, publication, distribution, or modification unless prior written authorization is obtained from the legitimate owners or legally permitted.
Any violation of the rights of MORALES & ARNAL or their legitimate owners.

INTELLECTUAL AND INDUSTRIAL PROPERTY:

In all cases, the USER acknowledges and accepts that all industrial and intellectual property rights over the contents and/or any other elements inserted in the portal belong to MORALES & ARNAL or are properly authorized for dissemination on this PORTAL.

If a user or third party believes that their legitimate intellectual property rights have been violated due to the inclusion of specific content on the website, they must notify MORALES & ARNAL, providing:

Personal details of the interested party holding the allegedly infringed rights or, if applicable, the representation on behalf of a third party submitting the claim.
Identification of the content protected by intellectual property rights and its location on the website, proof of the cited intellectual property rights, and an express declaration in which the interested party is responsible for the truthfulness of the information provided in the notification.

LINKS:

The PORTAL provides links to other websites and content owned by third parties. The sole purpose of these links is to offer users the possibility of accessing them. MORALES & ARNAL is not responsible, under any circumstances, for the consequences that may arise for the user from accessing such links.

Any user intending to establish any technical link from their website to www.grupomoralesyarnal.com must obtain prior written authorization from MORALES & ARNAL. Establishing the link does not imply in any case the existence of a relationship between the PORTAL and the owner of the site where the link is established, nor does it imply acceptance or approval by www.grupomoralesyarnal.com of its content or services.

UNILATERAL MODIFICATION AND DURATION:

MORALES & ARNAL reserves the right to modify, at any time and without prior notice, the presentation and configuration of the website www.grupomoralesyarnal.com as well as this legal notice.

EXCLUSION OF WARRANTIES AND LIABILITY:

MORALES & ARNAL does not provide any warranty and is not responsible, under any circumstances, for damages of any nature that may arise due to:

Lack of availability, maintenance, and effective operation of the website and/or its services or content.
The existence of viruses, malicious or harmful programs in the content.
The unlawful, negligent, fraudulent use of the website, its services, or content, contrary to these General Conditions, good faith, generally accepted customs, or public order by users.

PROCESSING OF PERSONAL DATA:

As stated in its "PRIVACY POLICY", which can be consulted on our website, GRUPO MORALES & ARNAL has adopted appropriate security levels for the data it processes and manages, incorporating all available means and technical measures to guarantee its confidentiality, prevent its misuse, loss, alteration, unauthorized access, and theft.

APPLICABLE LAW AND JURISDICTION:

These General Conditions shall be governed by Spanish law and subject to the courts and tribunals of the city of Ronda (Spain) in the event of any dispute arising from access to the PORTAL.

CONTACT:

If any user has any questions about this legal notice or any comments about the website, they can contact grupo@grupomoralesyarnal.com.